What I Do
✓ Investment Management
Manage and provide advice on your investments, including allocation recommendations inside your company’s retirement plan.
✓ Cash-Flow Analysis, Savings, & Budgeting
Look into where your money is spent and where it should go.
✓ Retirement & Distribution Planning
Determine the most appropriate, tax-efficient way to use your accumulated assets to fund your retirement lifestyle.
✓ Social Security Optimization
Analyze and calculate the optimal social security strategy for you, including looking at spousal benefits.
✓ Pension Maximization
I compare lump sum vs. monthly payment decisions from company pensions.
✓ College Savings
Explore the ideal way for you to save for college for a child or grandchild.
✓ Tax Planning
Consider the affects of all of the above on your tax situation and help navigate tax-savings strategies.
✓ Estate Planning
Assist in the development and implementation of a legacy plan (wills, trusts, powers of attorney, health care directives, charitable giving, etc.).
✓ Health Care, Medicare, & Living TRansitions
Build retirement planning scenarios around the changing healthcare landscape and potential living transitions (remaining in own home, assisted living, or nursing home).
✓ Insurance-Needs Analysis
While I don’t sell insurance products, I help evaluate my clients’ coverage and risk management needs.