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Disclaimers


Investment Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge Investment Research Advisors, inc. and Afflora Financial Life Planning, LLC are not affiliated. This communication is strictly intended for individuals residing in the states of KS, MO, AZ, FL, WA, IA, CA, IL, OK, NC where Desmond Henry, CFP® is registered as an investment advisor representative. No offers may be made or accepted from any resident outside the specific states referenced. Check out the background of firms and investment professionals at FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure website. Cambridge Investment Research Advisors, Inc., Afflora Financial Life Planning, LLC, and Desmond Henry, CFP® does not provide legal or tax advice.

Asset allocation and diversification strategies cannot assure profit or protect against loss in a generally declining market. Indices mentioned such as the S&P 500 Index are unmanaged, do not incur fees, and cannot be invested into directly. Past performance does not guarantee future results. Prior to investing, you should carefully consider the investment objectives, risks, fees, and expenses. Investment prospectuses and/or disclosure documents can be obtained from your investment advisor representative and should be read carefully before investing.

While we have tried to provide accurate and timely information, and have relied on sources we believe to be reliable, this site may include inadvertent technical or factual inaccuracies. Cambridge Investment Research Advisors, Inc., Afflora Financial Life Planning, LLC, and Desmond Henry, CFP® will not be responsible for any errors or omissions in the materials or information provided on this website, nor for any loss or damage caused by your reliance on information obtained on this website or in a hyperlinked site.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Cambridge Investment Research Advisors, Inc. ADV 2A and Desmond Henry's ADV 2B can be obtained by contacting Afflora Financial Life Planning. 


Privacy Policy


The privacy of our visitors to AffloraFLP.com is important to us.  At AffloraFLP.com, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use visit AffloraFLP.com, and how we safeguard your information. We never sell your personal information to third parties.

Links to Third Party Websites

Our website does contain links to other websites. The links are provided strictly as a courtesy. Accessing these websites, you are leaving ours and assume full responsibility and risk for your use of the websites. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information, and programs made available through this website. Our site does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of each and every website that collects personally identifiable information. The aforementioned Privacy Policy agreement applies only and solely to the information collected by our website.

Personal Information Collected on this Website

No personally-identifiable information is collected on this website from persons that browse this website. The only personally-identifiable information collected on this website is gathered in on specified sign up forms, where fields are provided so that you can provide your name, telephone number, and email address to leave a message or receive a download, newsletter, or other emails on updates, giveaways, or other offers. We collect this information so that we can respond to the messages or questions that you ask.

Anonymous Information Collected on this Website

We record anonymous data. Most of the information that we collect from this website is anonymous information, such as the pages you visit. Other anonymous data we may collect might include the name of your ISP (internet service provider, such as Cox Communications or AT&T U-Verse), the website that you used to link to our site, the websites that you visit from our site, the browser you used to visit our site (such as Safari or Chrome) and your IP (internet protocol) address. The data is used for statistical purposes only, but you, as the individual user, remain anonymous. We use this anonymous information to help improve the content of this site and to compile aggregate statistics about individuals using our site for internal market research purposes.